IWOT Bulletin - June 2002

President Report - June 2002

Thank you IWOT for the opportunity to represent all of you at the 61st National Convention in Anchorage Alaska. The business sessions, programs and speakers were excellent. Did you realize that nearly 12,000 members belong to approximately 350 local associations! There were nearly six hundred NAIW members in attendance.

NAIW Election results:
President - Linda Santiso, CPCU,CPIW,DAE
President Elect - Cheryl Blair-Lee, CPIW,DAE
Vice President - Chris Kelly-Storbeck, CPCU,CPIW,DAE
National Secretary - Paulette E. Pace, AIC,PCLA,AIS,CPIW
National Award Winners:
Insurance Professional of the Year - Toni Perich (Region VI)
Claims Professional of the Year - Brenda McDermott (Region V)
Rookie of the Year - Brenda McDermott (Region V)
Communicate With Confidence - Jennie LeGates (Region V)
AAMGA - Annie Chee (Region I)
Pinnacle Award - Insurance Women of Larimer County (Region VII)
Arlene G. DeSemone - Terri Stambaugh (Region V)
Next year the National Convention will be in mid June in Nashville, Tennessee!

To each of you who when called upon by the election committee took the challenge for a Board Member or a Committee Chair position for 2002-2003 I salute you! Thank you! If elected I know you will serve our association well and truly enjoy the opportunity and experience!

Does everyone have your Membership Applications in?
Please do so ASAP! Thank You!

Board Members - Don't forget your books! They need to be returned to me on or before the June 12th meeting!

Bowlers . . . . . June 15th . . . . . lets bring home the new trophy that was named after Clara Vail!

It has been an honor and pleasure to serve as your President. Thank you to my Board and Committee Members and all of our IWOT members because without you I couldn't have accomplished a thing. A special Thank you to Deb Gomez for reminding me of all the rules and trying to keep my mouth in line, but most of all the importance of those people skills! In the coming season we will try some of your suggestions to increase membership activity. Donna has some great ideas and with all of your support we will make NAIW Toledo's choice in Associations! Thank you IWOT!

Respectfully Submitted
Nancy Homan
President/IWOT

Dates to Remember: June 12 - General Meeting
June 15 - Bowling - Michigan
September 6,7,8, 2002 Networking
Weekend Shipshewana
April 3 - 5, 2003 Region IV Conference
September 12 -14, 2003 Networking
Weekend Newark, Ohio
March 17 - 20, 2005 Regional Convention
Merrillville, Indiana
Future National Conventions:
Nashville, TN - June 11 -14, 2003
Pittsburgh, PA - June 2 -5, 2004
Reno, NV - June 5 -8, 2005

PROGRAM - JUNE 2002

Our program this month will be the installation of our officers for the coming year. Please join us at the Toledo Club on June 12, 2002. Registration and cash bar at 5:30 PM with dinner at 6:00 PM. Please click on announcements for reservation information and menu and cost information. I hope to see all of you there to welcome our incoming officers.

Respectfully,
Donna L. Wymer, CPCU, AIC, CPIW
President-Elect/ Program Chairman

FINAL REPORT - PROGRAM COMMITTEE
2001-2002

The program committee has attempted to have interesting and informative speakers for our membership this past year. Here is a recap of our programs.

September - Our speaker was Traci Shook from Roemer Insurance who was our Bulletin Chairman. She spoke on the changes to our website and illustrated how to navigate around the IWOT website as well as the NAIW website.

October - We were fortunate to have Fire Chief Mike Bell speak to us regarding the Toledo Fire Department's involvement in working at the World Trade Center cleanup and what Toledo is doing to guard against a Terrorist Attack.

November - As you know, November was IWOT's salute to the Insurance Industry and in the wake of the September 11, 2002 attack on the World Trade Center and the Pentagon, we were happy to have the National Vice President for NAIW, Cheryl Blair-Lee and Northwest Ohio's State Representative Lynn Olman speak. Cheryl told us about the NAIW members who lost their lives while working at the World Trade Centers and Rep. Olman talked to us about the Pledge of Allegiance and the American Flag. Both speakers were very entertaining.

December - December was our Christmas Party and our recognition of Past Presidents of IWOT. A gift exchange was held and our speaker was our State Director, Diane Ziemann, who discussed problems with membership in the NAIW Local Associations.

January - Our speaker for January was Gary K. Wymer of G.K. Wymer, Inc. who discussed how to keep customers happy during the claims process.

February - Our program for February was our annual Education Night and what a fun time it was! Lisa Hochradel and her committee set up a game of "Who Wants To Be A Millionaire" and prizes were awarded for each level the player attained. It was very educational as all the questions asked were insurance questions. Good Job Lisa!

March - In March, we arranged for a member of the Lucas County Prosecutor's office to speak to us regarding insurance fraud and the necessary steps to secure an indictment and what happens when the cases go to court.

April - For our program this month, we discussed with the membership how to improve our meetings and getting our members interested in participating in the organization and attending the meetings. We were given some good ideas which we are currently attempting to implement.

May - May was our NAIW Breakfast and this year we were fortunate to have this function at the Inverness Country Club. Rosanne Koperski arranged for the Honorable Judge Arlene Singer to speak to us on "Professionalism in the Workplace". We also saluted our new members for this year.

June - June was our installation of IWOT officers for the year 2002-2003. Deb Gomez arranged for us to meet at the Toledo Club and she also handled the installation. Thank you Debby.

This has been an interesting and busy year as the President-Elect and the Program Chairman. I have been lucky enough to have worked with many wonderful and capable people this year and I look forward to serving all of you in the coming year.

Respectfully submitted,
Donna L. Wymer, CPCU, AIC, CPIW
President-Elect/ Program Chairman

Education Report - June 2002

We are planning to hold more educational programs beginning next year at our regular monthly meetings. NAIW has several 30 minute educational programs we can purchase and I hope this will be of interest to our members. This will basically take the place of a speaker. One program that caught my interest was in regards to handling stress on the job - I know we could all use some help in this area!! Please send me an email if you have any ideas or suggestions for educational programs that would interest you.

***************************************************************
Professionnal Insurance Agents, Association of Ohio www.ohiopia.com

Hondros College www.hondroscollege.com

Mindleaders www.mindleaders.com

Ohio Department of Insurance www.ohioinsurance.gov

American Institute for CPCU-Insurance Institute of America www.aicpcu.org

A.D. Banker www.adbanker.com

Please feel free to contact me at Roemer Insurance, 475-5151, ext. 241 or email me @ Hochradell@roemer-insurance.com

Respectfully,

Lisa D. Hochradel, CPIW, CISR
Vice President

Final Report
Education
May 31, 2002

We honored six members at Industry Night in November who obtained their CPIW designation. They are Kelly Baumgartner, Angie Morgart, Vickie Duncan, Sherry Boerst, Stacey Dunbar and Holly Wahl. Congratulations to all of you for your hard work!!

We held a Communicate with Confidence class for seven of our members: Traci Shook, Anna Gartner, Sandy Powder, Lisa Hochradel, Nancy Homan, Marla Wholf and Sandy Dobbins. Each person will receive a certificate of completion. Congratulations to all of you for your hard work!!

A great big thank you goes out to Holly Wahl and Becky Stewart for being the instructor's. I can tell you from personal experience that they were both great!!

The annual education night was held on Wednesday, February 13, 2002 at The Wyndham. Our theme was "Who Wants To Be An Educated Millionaire" and we did a spin off of the game. Everyone had a great time and learned quite a bit. Tom Roemer was our MC for the night (Regis) and Joe Gomez was our tech guy who ran the power point presentation. We gave away many, many nice prizes from local businesses. Our millionaire winner was Cathy Krueger - congratulations Cathy on a job well done!!
We had 54 people in attendance and we made a profit of $121.55. This money was donated to The Cherry Street Mission.

Once again, I would like to thank my committee members for all of their hard work:
Anna Gartner, Becky Stewart, Debby Gomez, Dorothy Schober, Jan Nugent, Lynn Boden, Sherry MacAfee, Sue Jurgens and Traci Shook

Respectfully submitted,

Lisa D. Hochradel, CPIW, CISR
Vice President

BY LAWS FINAL REPORT
2001 TO 2002

National announced that all associations with Honorary Membership category in their Standing Rules needed to make revisions especially if Local Associations were paying dues for the Honorary Members. No dues can be charged as we would be in violation with the IRS. It was recommended by National that we remove all wording referencing Honarary Membership category completely along with Affiliate Member. Conversationwith National Headquarters and myself confirmed this information.

B Laws Committee met in March to review the Standing Rules. It was determined in this meeting that our Standing Rules needed to be revisited and changed entirely. Most importantly to make the changes needed with the Membership and Dues categories. At April General Meeting the proposed changes were presented to the General Membership and vote was taken. General Membership overwhelmingly approved the changes.

The By Laws Committee included the following members:

Lisa Hochradel
Kathy Bartlett
Sandi Mominee
Tracy Shook
Sherry MacAfee (Chairman)

Respectfully Submitted:

Sherry MacAfee CISr, CIC, CPIW
By Laws Chairman

STANDING RULES
INSURANCE WOMEN OF TOLEDO

1. Regular meeting shall be held on the second (2nd) Wednesday of each month, except July and August, unless otherwise ordered by the Association of the Board of Directors.

2. A Blanket Employee Dishonesty Crime Bond should be secured in the amount of $25,000. All checks are to be counter-signed by the President at time of issuance only. Checks are to be signed by two (2) parties, the President and the Treasurer. The President Elect will have authority to sign if either the President or the Treasurer is not available

3. At the May meeting, the President should appoint a two-member committee to audit the Treasurer's books.

4. Membership:

a. Active Member - Membership is open to individuals, as defined in the membership eligibility policy and to those no longer employed in the Risk and Insurance Field, or who have been members of NAIW for at least Five (5) years. All active members are entitled to make recommendations and hold both elected office and appointed positions at all levels of the Association.

5. Membership Dues:
a. Active Members dues of this association shall be $20.00 to the local association plus NAIW (International) annual dues. Members joining after January 1st shall pay one-half of the local association plus NAIW (International) dues.

6. Not more than five (5) members from any one office, excepting the Immediate Past President, shall serve on the Board of Directors; and Committees should be represented by more than one agency.

7. Delegate and Alternate to Official meetings.
a. Delegate to National Convention, Regional Conference, and Ohio State Council shall be the President. The Alternate Delegate shall be the President Elect. The Vice President shall serve as delegate in the absence of either the President or President Elect. In the event the Vice President is unavailable to serve as Delegate, then the President shall appoint a replacement at her discretion.

8. Registration, and pro-rata portion of expenses for transportation and lodging:
a. National Convention - shall be paid by the local association for the delegate for the duration of the convention.
b. Regional Conference - shall be paid by the local association for the delegate for the duration of the conference.
c. Ohio Council - shall be paid by the local association for the delegate for the duration of the conference.
d. Should the Alternate become the voting delegate for the entire National Convention, Regional Conference or Ohio Council meeting, registration, and pro-rata portion of the transportation and lodging shall then be paid in lieu of the Delegates by the local association.

For example, if four (4) people share a room or transportation, whether insurance women
Affiliated or not, IWOT will pay 25% of delegate's expenses, or if two people share a room or transportation, whether insurance women affiliated or not, IWOT will pay 50% of delegate's expenses.

9. The President shall appoint non-elected chairmen for the following committees:
a. Employment
b. Reservations
c. Awards (Chairman must have been a member of NAIW for 5 years)
(i) Insurance Woman of the Year (local). Insurance Woman of the Year Pin (at the expense of the Association to be presented to winner at the time of presentation of award;
Insurance Woman of the Year (state);
Insurance Professional of the Year (National);

(ii) Rookie of the Year.
(iii) Claims Professional of the Year.

h. Any other special non-elected committee.

10. Eligibility for Insurance Woman of the Year shall be:
a. Winner should be an active member of the association for at least five (5) years prior to selection.
b. Winner should have the ability to share and willingness to help in the development of the Association.
c. Any candidate shall have fulfilled all criteria of the NAIW Membership Eligibility Policy.
d. Current President shall not be eligible.
e. Recognizing that this award is not personality contest, and having read the qualifications for Insurance Woman of the Year, any member of IWOT may submit the Questionnaire, (together with a separate brief "bio") to the Insurance Woman of the Year Committee. Questionnaires will be reviewed by the Committee-judging will be done by three (3) industry people (not member of IWOT).
f. Insurance Woman of the Year Questionnaire will be used as the means to gather data.

Basis of judging, following the five sections of the Questionnaire, will be: 25% for IWOT involvement, 25% for NAIW Regional and State Functions, 20% for Education, 20% for Industry involvement and 10% for Community involvement.

11. At the annual meeting in June, the President's Pin is presented to the incoming President and the Gavel Pin is presented to the outgoing President.

12. A corsage shall be presented to the President at National Convention and Regional Conference. This shall be the responsibility of the President Elect.

13. A standing rule can be adopted by a majority vote at any business meeting without previous notice.

Revised Spring 2002

Public Relations
Final Report - Public Relations - 2001/2

Faxes and e-mails were sent to the news media for coverage of our monthly
meetings, Education Night, and May Brekafast. Unfortunately, there was no
coverage given to any of our events. Sympathy cards were sent to Marge
Kelly's family, as well as to Kathy Turley, on the death of her mother.

The May Breakfast meeting was in celebration of National Association of
Insurance Women's week. The event was held at Inverness Club and was
attended by approximately 60 persons. Judge Arlene Singer was our guest
speaker. While no one from the Mayor's office or City Council was in
attendance, we did receive a proclamation from Councilman Peter Ujvagi (who
was invited but could not make it because of illness in the family),
declaring May 19-25, 2002, as NAIW week.

Respectfully submitted.
Rose Ann Koperski, CIC, CPIW
Public Relations Chairperson
2001/2

Legislation - June 2002

No report.

Long Range Planning - June 2002

No report.

Finance and Budget - June 2002

 

	80 Members	78 Members
	Projected	Actual	Difference
Income	2001-02	2001-02
Dues	6,640.00	6,474.00	166.00
Interest	100.00	89.01	10.99
Fundraising:	2,540.00	1,767.50	772.50
Advertisers $600
Euchre $672
Current  $495.50
Pampered Chef - Still open
Total Income	9,280.00	8,330.51	949.49
Expenses
National Dues	5,040.00	4,914.00	126.00
Membership	80.00	-	80.00
Public Relations/Fellowship	100.00	-	100.00
Sports	10.00	-	10.00
Safety	25.00	125.00	(100.00)
Bond	-	-	-
Community Services	50.00	-	50.00
Awards (Insurance Professional, Rookie, Claimsperson)	100.00	93.45	6.55
Bulletin	1,175.00	719.40	455.60
Program	100.00	-	100.00
State, Regional, National	2,300.00	1,218.00	1,082.00
President's Pin, Past President's Pin,  President's Gift at Regional Conference	300.00	167.25	132.75
Reimburse Conference Registrations:			-
Claims Professional & Rookie of the Year	-	300.00	(300.00)
Total Expenses	9,280.00	7,537.10	1,742.90
Difference		793.41

A final reminder that I need all Pampered Chef Fundraising forms and checks
by 5/31/02.

Checks should be made payable to IWOT and should include tax of 6.25%

They can be mailed to me C/O Picton Cavanaugh, Inc., P.O. Box 2167, Toledo,
OH 43603.

Please call if you have any questions.

Thank you.

Kathy Bartlett
Finance & Budget
Insurance Women of Toledo

Membership - June 2002

On 5/8/02 we welcomed a new member to NAIW/IWOT! She is Carolyn Strayer of
the Insurance Agencies of the Maumee Valley (I.A.M.V.) in Whitehouse, OH.
Our 2001/02 membership total is now 78!

At the May Breakfast I passed out 2002/03 Membership Forms for completion and return to me, to those agencies with representatives there. I am currently mailing the rest. I need the completed, signed Applications with check made payable to "IWOT" by 6/15/02. (Reminder-NAIW dues went up to $64 and IWOT's are still at $20 for a total of $84.00). National's deadline for Dues Receipt is 7/1/02 - and the "MEMBERSHIP DROPPED" date is 8/30/02 (last business day of August).

Please let me know if you have any questions. Those of you who have not yet received your 2002/03 Forms will be receiving them very shortly!

Thank you!

Linda S. Heilmann, CISR
Assistant Account Manager
lheilmann@pictoncavanaugh.com
Ph: 419-241-8211, Ext. 122

Safety - June 2002

I can't believe the year is over already. As Safety Chairperson for the Insurance Women of Toledo I was able to communicate with various safety articles/tips in the monthly bulletin as well as passing out flyers on various seminars available through the Safety Council of Northwest Ohio.

My committee was able to secure Fireman Chief Michael Bell as a guest speaker this year for our October Meeting. Chief Bell spoke on 9/11 and various personal experiences in his career. At this meeting it was decided to donate $100 toward smoke detectors for less fortunate people.

We also participated in the Annual Hero's Awards Banquet sponsored by the Safety Council of Northwest Ohio. We had a lot of volunteers for this function. The Safety Council was pleased to have us again this year. They showed their gratitude this year by providing meals for us.

I would personally like to thank everyone who helped out and assisted this year on my committee. Also, I would like to extend best wishes to the upcoming Safety Chairperson for 2002 - 2003.

Respectfully Submitted,

Stacey Dunbar, HIA, CPIW
Safety Chairperson

2002 Community Service Year End Bulletin

Thank you to everyone for the generous donations to our committee this year. Your support is greatly appreciated. We were able to donate several times to the homeless in the area this year and the last month; a nice amount went directly to the Cherry Street Mission, the women's portion. The donation consisted of a monetary amount of $121.55. This amount was from the profit of Education Night, which was donated to our homeless project. Our last activity in ending the term, will be a donation for smoke alarms to the Toledo Area Firefighters. We believe this is a good cause after hearing the need expressed by a speaker to our IWOT group earlier this year.

Thanks again to all for your help, ideas and donations.
Respectfully Submitted,
Sandy Dobbins

Community Service Final Report - 2001/2002

September spent asking for volunteers to assist in the committee.

October presented during the meeting requests for donations for candy,
trinkets and cash donations for Halloween for needy children. We were able
to collect some candy and miscellaneous items from the group. We donated $70
along with the items to the W.I.T.C.H. program who deliver the candy on trick
or treat night to children in the area hospitals who are not able to
participate themselves due to health issues. The donations were collected at
the general meeting in October.

November was the beginning of our homeless project and this was presented at
the general meeting. Donations were being collected for this project. The
donations consisted of monetary amounts along with actual items such as
coats, gloves, scarves, socks and blankets.

December was the continuance of the homeless project. We collected $56 at
the general meeting from IWOT members along with the Ha-Ha being donated,
along with outside donations to this cause; taking our total donation to $90.
We were able to purchase blankets, insulated gloves and several pairs of
socks. These items were distributed during the Christmas Season to the
actual people living on the streets in this area.

January was an extension of the homeless project and we had actual clothing,
coats, blankets and outer ware donated from our IWOT group. We were not able
to have these delivered to the persons on the street so these items were
directed to the Cherry Street Mission. The were in need of articles for
winter and greatly appreciated our donation to them.

February IWOT general meeting Ha Ha was donated to the homeless project.
This amount was applied to the donation later in the year to the homeless
with the miscellaneous items of soap, shampoo and sundries. The IWOT group
members donated several of these miscellaneous items during the year from
their hotel visits.

April the profit from education night was donated to the homeless. This was
a check for $121.55 that we were able to deliver to The Cherry Street Mission
to the sparrows nest for battered woman and children in the area. Along with
the money collected, we delivered further sundry items including the table
setting decorations from our last IWOT breakfast meeting. The table center
pieces included small plastic trophies and megaphones. Donations were
delivered in May.

May we are in the process of donating to the Toledo Area Fire Fighters for
the need mentioned in a IWOT general meeting by the Chief who spoke to our
IWOT group. It was indicated that they greatly appreciate any donations in
order to provide smoke detectors for the local areas in need for this safety
precaution. The amount requested for donation from our Community Service
funds is $100.

In summing up the year, I feel that we have a very generous group. All
activities this year were a result of the giving from our IWOT members and
meetings. I believe that is what makes the Community Service portion a
success. Thanks to each and every one of you for the participation and
donations. Thanks to the committee members who were able to step in and
assist.

Respectfully Submitted,

Sandy Dobbins

Bulletin - June 2002 / Final Report

Just a reminder to wrap up the season to keep an eye on the website over the summer for any announcements! Also, please sign up for e-mail announcements by going to www.iwot.org and following the simple directions at the bottom of our home page.

I'd like to extend a sincere thank you for all of our members for their support in making the website/bulletin another success. Being the "Communication Hub" of IWOT has assisted me to become to more familiar with our members, our activities and NAIW!

As you know, our association invested funds to revamp our site this year. I believe the investment has come back to the association two fold in the quality of the communication tool we now have to extend to our members and future members!

In closing, remember that our website is a valuable tool! Don't forget that it is your source of information. Keep in mind that improvements can always be made! Our site is a living entity that is only as good as the information provided! Also, our members cooperation and understanding is also the key to our site's success. Please keep in mind that someone must collect the information from our members, and keep the lines of communication open between not only the bulletin chairperson but the website producer also! Feedback and hard work are what make a successful website.

I wish the best of luck to the incoming chairperson and ask that all of our members give the same support and cooperation that were extended to me this season!

Thank you all and have a great summer.

Awards - June 2002

No report.

Employment - June 2002

No report.

Jewelry - June 2002

No report. Please see the announcements page for more information!

Sports - June 2002

Please remember TRI CITY is coming up soon. See the announcements page for more information. We are greatly in need of bowlers! Come out and have a great time.

Reservations - June 2002

Please see the announcements page for this month's meeting information!